Our Network

Empowering Changemakers

Missio Invest seeks to serve as a change-management catalyst in one of the world’s largest institutions. While honoring their founding charisms, Missio Invest equips indigenous personnel with the funding and technical skills they need to lift their local economies out of poverty and create sustainable sources of income for their social ministries.

The Sisters, Brothers and priests who operate agribusinesses on Church-owned land in Africa are among the most effective and dedicated agents of change for their own communities. They can do this because of certain distinguishing features of their lives and work.

Presence

Culture

Dedication

Scale

Mission

They come from and
will remain with the people

They have a seamless cultural
interface within communities

They are motivated by a
life-long calling to serve

They belong to a homogenous
and easily replicable
management structure

They belong to a vast network
of like-minded individuals

These distinctive qualities provide scalability, efficiency, and risk mitigation for Missio Invest’s impact capital, training and advisory. Investees can expand and operate as small enterprises, in turn creating jobs and opportunities in their communities.

36 Percent

of investees are women-owned and operated businesses

Our Reach

Leverage the Church for Scale and Risk Mitigation

With 74,000 Sisters, 46,421 priests and 8,779 Brothers operating a vast network of schools, clinics and social outreach, Missio Invest has become an expert in developing hyper-local solutions to stubborn problems. Missio Invest has scaled up steadily, demonstrating synergy between the principles of impact investing and key features of the Church’s organizational structure. Church investments benefit from the following key risk-mitigating aspects:

Natural Markets

Affinity

Hyper-Local

Crisis Experts

Tenure

Church enterprises can sell produce
through a vast institutional network

Church-run small enterprises enjoy
loyalty from communities they serve

Church enterprises are hyper-local and
not always dependent on export markets

Church enterprises are used to
managing during crises

They are insulated from financial shocks
because of larger institutional capitalization

Changemaker Witness

Sisters of Mary | Uganda

When we grow fish, we can feed the Sisters, the elderly, the sick, the retired.

30 %

increase in sustainable land management
as a result of investment

Our Investment Approach

Unlocking potential through local solutions

Adopting a bottom-up approach, Missio Invest identifies areas of need through existing Church networks (deal sourcing) and works with local leaders (technical assistance) to provide financing solutions for SMEs (loan products).

Lower Income Developing Countries (LIDCs) in Africa, South Asia and Latin America have a wealth of arable land and young, rapidly growing populations, but lack the financing mechanisms and technical assistance needed to fully leverage these resources. Many small and growing businesses do not meet the criteria for microfinance or commercial lending, constraining their access to capital and stifling their potential for growth.

The Catholic Church operates thousands of schools, hospitals, and other social service institutions in developing countries across the globe. These institutions are often attached to agribusinesses, which, with investment and advisory, can become vital sources of employment and affordable food, catalyzing local economic growth. Church institutions also operate thousands of health and education institutions, as well as hundreds of local financial institutions, which, with investment and advisory, can expand service offerings to unbanked families and small businesses.

Missio Invest provides the patient capital, business advisory and technical assistance needed to unlock the potential of Church-owned and affiliated agribusinesses, healthcare and education enterprises, and financial institutions, fueling their capacity to create long-term economic, social and environmental impact.

Missio Invest issues loans accompanied by ongoing training, advisory and technical assistance throughout the life of the investment and beyond.

Our Focus Areas

Investing where the impact can be greatest

Investing in agriculture is one of the most effective ways to create sustainable social, economic and environmental development impact. Indeed, rural poverty is reduced by more than 1.83% for every one percent increase in agricultural growth. No other sector has more impact on rural poverty.

Agribusiness, health and education

Missio Invest provides Church-owned agribusinesses and healthcare and education institutions with the investment, training, and advisory needed to expand and modernize, creating jobs, nourishing communities, increasing resilience, and strengthening their existing social service operations.

Despite ample arable land, many countries in Africa continue to rely on costly imported food, as local farming has been unable to scale up to meet the demands of a rapidly growing population. Too small for commercial loans and too big for microfinance, small- to medium-sized agribusinesses lack the capital and technical assistance needed to to expand. Similarly, Africa’s healthcare infrastructure is not able to care for its current, let alone future needs, and its education system is in need of expansion and reform to reduce youth unemployment and promote economic growth.

Catholic Church institutions own thousands of acres of farmland. Often attached to Church-operated hospitals and schools, these farms are deeply integrated into the surrounding communities and uniquely positioned to serve local needs. Church institutions operate thousands of hospitals, clinics, and schools, which, in many cases are the only providers of health and education to the community.

Missio Invest provides these Church-owned agribusinesses, health and education institutions with the investment, training, and advisory needed to expand and modernize, creating jobs, nourishing communities, increasing resilience, and strengthening their existing social service operations.

Missio Invest provides agribusinesses and health and education institutions with patient capital accompanied by strategic advisory, training, market linkages and technical assistance throughout the loan term. Term is typically 5 to 7 years, with exceptions considered on a case-by-case basis.

About Our Investments
Technical Assistance and Advisory Services

Missio Invest provides agribusinesses and health and education institutions with patient capital accompanied by strategic advisory, training, market linkages and technical assistance throughout the loan term. Term is typically 5 to 7 years, with exceptions considered on a case-by-case basis.

  • Greenfield Financing

    Loan Size: Minimum $50,000, typically $75,000+

    Term: 7 years

    Minimum Annual Revenue: It is preferred that the borrower has some degree of experience with revenue generating enterprises

  • Asset Financing

    Loan Size: Minimum $50,000, typically $75,000+

    Term: 5-7 years

    Minimum Annual Revenue: $15,000 preferred

  • Farm Expansion Financing

    Loan Size: Minimum $100,000, typically $150,000+

    Term: 5-7 years

    Minimum Annual Revenue: $25,000 preferred

  • Health and Education Expansion Financing

    Loan Size: Typically $200,000 or more

    Term: Typically 5-7 years

    Minimum Annual Revenue: $25,000 preferred

Financial Inclusion

Missio Invest provides Church-affiliated financial institutions with the capital and advisory they need to expand their offerings to underbanked communities, such as women, rural and urban poor, and vulnerable populations.

Despite recent growth in microfinance lending across the developing world, the poorest and most vulnerable continue to remain underserved by current financial services offerings.

The Catholic Church operates hundreds of local financial institutions (FIs) ranging from credit unions to nationally charted banks. These FIs are uniquely positioned to serve poor and vulnerable communities because of the Church’s vast network of social institutions, enabling them to reach this unserved group of potential borrowers.

Missio Invest provides these Church-affiliated financial institutions with the capital and advisory they need to expand their offerings to underserved communities.

Missio Invest provides loans and advisory to Catholic Church owned or affiliated local financial institutions ranging in size from nationally chartered banks to regional credit unions. Our investments finance the expansion of offerings to underserved customers including women, vulnerable populations, and poverty-stricken communities.

  • Regional Credit Unions

    Loan Size: $100,000 to $2,500,000

    Term: 1.5 to 4 years

    Minimum Gross Loan Portfolio: $2.5 million, with some exceptions considered

  • Small to Medium Microfinance Institutions (MFIs)

    Loan Size: $1,000,000 to $3,000,000

    Term: 2 to 4 years

    Minimum Gross Loan Portfolio: $7.5 million with some exceptions considered

  • Large MFIs and Banks

    Loan Size: $5,000,000 to $10,000,000

    Term: 3 to 5 years

    Minimum Gross Loan Portfolio: $25 million with some exceptions considered

How Missio Invest Loans Work

Sister Sophia’s Story

A Virtuous Circle of Sustainable Impact

Training more than  

3,600

local farmers and managers