Overview

A Focus on Impact

Missio Invest takes an “impact first” approach to investing. While financial returns are important for the sustainability of the Fund, Missio Invest prioritizes the social impact on vulnerable communities. By rejecting the exclusive focus on financial returns, impact investors share the same goal as impact investees: the creation of decent work, reliable income and the care of our common home.

Investments of this sort are meant to have positive social repercussions on local communities, such as the creation of jobs, access to energy, training and increased agricultural productivity.

Pope Francis

Investments that Maximize Growth

SMEs comprise upwards of 90% of economic activity in Sub-Saharan Africa. However, SME growth is often hindered due to lack of financing. An increase in agricultural productivity has nearly twice the impact on reducing extreme poverty as a comparable productivity increase in industry or services. Yet, only 1% of bank lending in Africa is to the agriculture sector.

Missio Invest meets this need by increasing lending to undercapitalized agribusiness—the so-called missing middle—which serve as a catalyst of formal employment growth and increased agricultural productivity for low-income populations.

 

The Impact

  • Unlocking Potential
  • Improved Food Security
  • Better Environmental Stewardship

People served annually by our investee-operated health, education, and other social institutions is over

2 Million

Strengthened Church Entities

Church-affiliated healthcare centers, schools, and other facilities are vital to the communities they serve.

With the ability to increase their income as a result of Missio Invest’s loans coupled with training in financial management, these entities can strengthen their own long-term financial sustainability and transfer their expertise to the institutions they run and support.

 

The Impact

  • Institutional Strengthening
  • Expansion of Church-affiliated Services
  • Greater Transparency and Accountability

Changemaker Witness, Uganda

Father Herman Kituuma
Rector, St. Thomas Aquinas Seminary

4 schools, 3 secondary schools, each one with 500 students

Promoting Integral Ecology

The ultimate impact can be found within the interdependent network of Church and other entities working together to improve the well-being of the most vulnerable. Recognizing the interconnectedness of environmental, economic, political, social and cultural issues, Missio Invest adopts interventions that promote comprehensive solutions to what are both environmental and human crises.

Our investees implement environmentally sustainable practices on over

9,700 Acres

and plant over 10,000 trees annually

Our Financial Impact

The Power of Investing in Church Enterprises

Missio Invest engages in a virtuous circle of issuing loans that are designed to make investees self-sufficient over the long-term.

Over a 10-year period, investees generate free cash flow equal to more than double the loan amount.

  • Loan and Loan Repayments

  • Free Cash Flow After Load Payments

Free Cash Flow For Long-term Self-sufficiency

For the borrower to become financially self-sufficient, Missio Invest ensures that all investees can generate annual cash flow equal to 1.5 times the annual repayments. This ensures that borrowers can comfortably repay the loan without financial strain on the institution, even if a project doesn’t go according to plan. It also ensures that, after the loan is repaid, the borrower will have a steady stream of recurring income, which can be used to drive further business growth and expansion of social programs.

Cumulative Investments Made:
$248,295
Free cash flow generated by investees over 10 years:
$550,000
Cumulative Number of Investees
7
Number of Countries
1
Country
Kenya

$248,295

$550,000

Cumulative Investments Made
$3.9MM
Free cash flow generated by investees over 10 years
$8.6MM
Cumulative Number of Investees
36
Number of Countries
7*
Countries
Kenya, Uganda, Malawi, Zambia,
Nigeria, Tanzania, Ghana*

$3.9MM

$8.6MM

Cumulative Investments Made
$40MM+
Free cash flow generated by investees over 10 years
$88MM+
Cumulative Number of Investees
215
Number of Countries
14-15+
Countries
Kenya, Uganda, Malawi, Zambia, Nigeria,
Tanzania, Ghana, Rwanda, Ethiopia, The Gambia,
Benin, Cote D’Ivoire, Cameroon, Senegal, Namibia

$40MM+

$88MM+

Cumulative Investments Made
$75MM
Free cash flow generated by investees over 10 years
$165MM
Cumulative Number of Investees
425
Number of Countries
16+
Countries
Kenya, Uganda, Malawi, Zambia, Nigeria,
Tanzania, Ghana, Rwanda, Ethiopia, The Gambia,
Benin, Cote D’Ivoire, Cameroon, Senegal,
Namibia, Cambodia, Sri Lanka

$75MM

$165MM



*Represents Investments Made through July 2020. MISIF expects to make up to $1-2MM of additional investments in the second half of 2020, in the existing 6 countries as well as in Ghana.

IMPACT BY THE NUMBERS

Measuring the Difference

Different types of projects operated by different religious entities will achieve different impact outcomes. While a Sisters’ Congregation and a Diocese might both operate agribusinesses, their social outcomes might differ if, for example, the Sisters run schools, and the Diocese is managing a hospital.

To view the impact of a given investment amount, scroll to the desired investment amount on the left, and then scroll through the corresponding impact outcomes on the right. Each investment amount has its own array of illustrative impact outcomes.

$250k

$500k

$750k

$2M

$1M

yields an annual potential impact of

$620k

Free cash flow

40

Schools supported

45

Acres irrigated

145

Sisters Trained in Sustainability

$175k

Injected to local economy

45k

Children Educated

1700

Trees planted

300

Trained in Sustainability

230

Local jobs

73k

School children

12

Clinics supported

1200

Acres sustainably managed

$520k

Injected to local economy

690

People trained

90

Women employed

1200

Schools supported

370k

Reached in pastoral outreach

$1.6M

Post-loan free cash flow

1.2M

Kg Food Crops

250

Women employed

350

Acres irrigated

$790k

Injected to local economy

1,800

People trained

1,000

Local jobs

2500

Acres sustainably managed

535

Seminarians trained in sustainability

500

Local jobs

300k

Injected to local economy

50

People trained in financial management

350k

Clinic Visits

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